Double Dipping in credit card rewards? It’s possible.
Let’s say that you have a sound financial discipline, you have no personal debt or if you do it is a very manageable amount, and you only charge on your credit cards what you can afford to pay off at the end of the month, therefore reaping the benefits of increased consumer protection, float, and rewards like cash back.
Can you maximize your rewards with additional cash back? You’ll be surprised to learn that the answer is: Absolutely YES! And the name to remember is: Upromise.
Upromise is a very interesting company, in a nutshell:
- you open an account with Upromise for free, of course,
- you register your credit cards there,
- you can also register your shopping cards from the supermarkets and stores that you normally use, like such as CVS, Stop & Shop and others,
- you can also opt into the dining program, which is also free.
Then you conduct business as usual, at times at the supermarket you’ll see some products that will have the Upromise logo on them, and if you buy them you’ll earn extra rewards.
There are also additional ways to earn rewards by shopping at UPromise network of affiliate merchants, available at Upromise’s site.
The savings add up, a little at a time.
And here’s a little known secret: UPromise business model is to let you save the rewards earned towards college tuition using the 529 plan. But you don’t have to, and you can withdraw your rewards by asking Upromise to send you a check any time you want (fee apply); effectively getting double rewards for your credit cards purchases.
We think that’s pretty cool, a MUST for everyone.
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Photo Credits: Leonard Low (cc)
A Business Credit Card for the New Global Philanthropist
Today, more than ever, it’s extremely important for you, the entrepreneur of this very new economy, to select those service companies that understand your business, offer the right services, and share with you the same philosophy and vision. The winds of changes are sweeping the business landscape, including the non profit world, and they leverage the pervasiveness of communications to play on a global scale. No matter how small your business is, no matter how targeted the niche that you are serving is, what happens in Bangalore, Zanzibar, or Kampong Cham does affect you.
And you can affect what happens there as well!
At Credit Cards Mojo we are very fond of Kiva.org, and we are quite intrigued by the partnership between Kiva and Advanta. With the Kiva BusinessCard, an entrepreneur not only gets a savvy businesses tool that offers some of the best features and terms in the industry (see details below), but you also gets the chance to help small Entrepreneurs across the globe, thanks to Advanta’s philanthropic twist.
Kiva BusinessCard features:
- Unbeatable APR - APR - 0% on balance transfers for 15 months, and 7.99% fixed APR thereafter*
- Anytime a business owner makes a grant to Kiva.org using their Kiva BusinessCard, Advanta will match the grant - dollar for dollar - up to $200 per month per account. (Additional information on matching program available at KivaB4B.org.)
- 5% statement credit for grants to Kiva and other charitable donations, as well as up to 1% on purchases*
- No Annual Fee and No Limit on Earnings
- $0 Fraud Liability
*see Terms & Conditions for important information, benefits and limitations
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Photo Credits: The Wandering Angel (cc)
Earn Money Every Time You Use Your Credit Card
Finally a credit that allows people to earn cash back on all purchases with no limit to the dollar amount that you can earn, all with no annual fee. The Bank of America Accelerated Cash Rewards American Express Card offers 1.25% cash back on every purchase you make and then allows you to redeem that cash in the way you want; a check, a statement credit or even a direct deposit into your checking or savings account. So many credit cards offer a nominal cash back percentage or they have a limit to how much you can earn. Not this card. Earn all you want and even take it as cash if you prefer.
Some of the other features on this credit card that Bank of America offers are an introductory APR of 0% and available balance transfers and cash advances. The big draw of course is the rewards feature, so also keep in mind that once you wish to redeem those points it needs to be done in increments of $50. And at 1.25% of all your credit card activity it won’t take long to get to that $50 level; the reward interest on this card is a full .25% higher than most reward cards. Most of us will take free extra money all day long. So go ahead and enjoy the rewards of the Bank of America Accelerated Cash Rewards American Express Card. It could be that you will never have to pay for gasoline again once you start using it!
|| CLICK HERE TO APPLY ||
People want more. More cowbells, More out of life, more more more . . . it is the American way. Discover Card delivers it with the More Card and its Get More program
Why settle for less when you can have more?
Don’t you need more cowbells? And more bells and whistles from your credit card?
Imagine a card that constantly delivers more:
- Instant online approval.
- Low introductory APR on purchases.
- Low introductory APR on balance transfers.
- 5% to 20% Cashback Bonus at top online retailers in the ShopDiscover Network (*).
- 5% cashback Bonus in popular rotating categories like travel, home, apparel, gas, restaurants, movies and more.
- 1% Cashback Bonus on all other purchases.
- The Cashback bonus accrue automatically.
- No limit on the amount of Cashback bonus that you can earn.
- Double your Cashback bonus with gift cards offers from 100 Discover Cashback Bonus Partners (*).
- No Annual Fee.
- Easy online account access.
- Online bill payment.
Is that more to your liking? Get more, get the Discover Card. And now you can select the look of the card that you’ll be carrying in your wallet, Discover gives you 6 different and exciting designs to choose from:
(*) See official Discover card web site for details.
Get the Amazon Rewards Visa Card and Get $100 Off Kindle
Thanks to Chase, you get $100 off Amazon.com’s Kindle when you get the new Amazon.com Rewards Visa Card. Limited time only. Here’s how this works:
- Apply online. Get a response in as little as 30 seconds. If you’re approved, Chase will instantly add the card to your Amazon.com account and you’ll get $30 back on your credit card statement after your purchase.
- Add a Kindle to your cart.
- Place your order using the Amazon.com Rewards Visa Card and enter this promo code: VISACARD to get the additional $70 savings at checkout.
NOTE: Additional restrictions apply.
Few of the reasons why getting yourself a Kindle is a smart idea:
- Revolutionary electronic-paper display provides a sharp, high-resolution screen that looks and reads like real paper.
- Simple to use: no computer, no cables, no syncing.
- Wireless connectivity enables you to shop the Kindle Store directly from your Kindle—whether you’re in the back of a taxi, at the airport, or in bed.
- Buy a book and it is auto-delivered wirelessly in less than one minute.
- More than 150,000 books available, including more than 98 of 112 current New York Times® Best Sellers.
- New York Times Best Sellers and New Releases $9.99, unless marked otherwise.
- Free book samples. Download and read first chapters for free before you decide to buy.
- Top U.S. newspapers including The New York Times, Wall Street Journal, and Washington Post; top magazines including TIME, Atlantic Monthly, and Forbes—all auto-delivered wirelessly.
- Top international newspapers from France, Germany, and Ireland; Le Monde, Frankfurter Allgemeine, and The Irish Times—all auto-delivered wirelessly.
- More than 350 top blogs from the worlds of business, technology, sports, entertainment, and politics, including BoingBoing, Slashdot, TechCrunch, ESPN’s Bill Simmons, The Onion, Michelle Malkin, and The Huffington Post—all updated wirelessly throughout the day.
- Lighter and thinner than a typical paperback; weighs only 10.3 ounces.
- Holds over 200 titles.
- Long battery life. Leave wireless on and recharge approximately every other day. Turn wireless off and read for a week or more before recharging. Fully recharges in 2 hours.
- Unlike WiFi, Kindle utilizes the same high-speed data network (EVDO) as advanced cell phones—so you never have to locate a hotspot.
- No monthly wireless bills, service plans, or commitments—we take care of the wireless delivery so you can simply click, buy, and read.
- Includes free wireless access to the planet’s most exhaustive and up-to-date encyclopedia—Wikipedia.org.
- Email your Word documents and pictures (.JPG, .GIF, .BMP, .PNG) to Kindle for easy on-the-go viewing.
- Included in the box: Kindle wireless reader, Book cover, Power adapter, USB 2.0 cable
Take action now, this is a limited time offer, and with Amazon.com’s lighting fast One-Day Shipping your brand-new Kindle could be in your hands tomorrow.
Reward Points that you can spend like cash
Chase has a different slant on Reward Points: Anything. Anytime. Anywhere.
You can spend your Chase Freedom Points just like cash, and earn points even faster since Chase will triple your points in your top 3 of 5 Everyday categories.
Get Chase Freedom Visa and you’ll get:
- No Annual Fee
- 1 Reward point for each dollar spent, no restrictions
- 3 Reward points in your top 3 of 15 Everyday categories
- Unlimited rewards
- Spend your Points like cash
- $50 cash back after your first purchase
And if you already have a Chase Visa Card, you can convert that to a Chase Freedom Card.
30 cents off gasoline, and a great credit card by GE Money
Smart consumers know how to make their money work for them, and now how to make their credit cards work for the them too.
GE Money Bank has introduced today their Chevron and Texaco credit card that lets you earn 30 cents per gallon in statement credits for 60 days when you open a new Chevron and Texaco Visa Card account(*).
With this card you will enjoy:
- No Annual Fee
- 10 cents per gallon
- 3% in fuel credit in non-fuel purchases at Chevron and Texaco
- 1% in fuel credit on your non-fuel purchases
- Up to 1 year complimentary Road Service
- Zero Fraud Liability
- 24/7 Cash access
- Earn 30 cents per gallon for 60 days (Business Card only)
Be smart, make your card work for you by getting you discounts on your gasoline spending.
(*) Offer good on new account opened by September 30, 2008.
Are you ready to Rock the House? Citi’s Private Pass can help
You’ve got it going on, you’ve got good taste for music, you enjoy the big names, and you can spot an emerging artist after only 3 chords, and for you a live performance takes you closer to Nirvana than Kurt Cobain ever could.
You are always scouting for the best tickets for the newest acts around, and you know you have to belong to some special circle to have access to the good shows.
Citi can help by letting you into their PRIVATE PASS club, where you can have access to Pre-sale Tickets (tickets available only to PRIVATE PASS members, before they go on sale to the general public) and Preferred Tickets (tickets that have been set aside especially for PRIVATE PASS members).
Go check out the PRIVATE PASS site, and access it with your Citi Credit Card, and if you don’t have one yet and you like what you see, you’ll be able to apply for one right there.
Getting credit from the same people whose mission is the democratization of style: the Target REDcard
At Credit Cards Mojo we are big fans of store-branded credit cards if you have a particular store that you prefer over others for the bulk of your shopping in certain categories.
In the long run it will save you money since you get bigger rewards from your purchases at that stores, and rewards from purchases everywhere else.
We are big fan of Target, and their mission of democratization of style, offering designers like Michael Graves, Isaac Mizrahi and others.
So if Target speaks your language of style, convenience, at good prices, there are more reasons why you want to affiliate yourself with their Target REDcard:
- Take Charge of Education: Shop RED and Target will donate up to 1% of your purchases to the eligible K-12 school of your choice.
- 10% Off Day with New Credit Account: Get approved for a REDcard credit card account and receive 10% off an entire day of shopping at Target.
- Target Rewards: Shop RED. Get points. Reach 1,000. Get 10% off. Repeat.
- Target Pharmacy Rewards: Put your Rx on RED at Target and get a Target 10% off day.
- And much more, including a slick site for managing your card online.
You are still on time for your back to school shopping, apply for a card today and start enjoying your Target benefits, and your School will too with their Take Charge of Education program.
|| CLICK HERE TO APPLY ||
Buy.com Platinum Visa card, the credit card for the online shopping fanatic
Buy.com is the destination of choice for the early adopters of gadgets and electronics, but Buy.com also sells books, bags & luggage, DVDs, music, shoes, toys and much more, marrying good prices with a clean and easy to navigate interface.
If buy.com is not already in your circle of online merchants, as a smart shopper you owe it to yourself to give it a try; and if you are already familiar with buy.com, have you taken advantage of the $ 30 instant savings when you apply for the Buy.com Platinum Visa card?
Some of the features:
- 3% credit for buy.com purchases
- 1% credit on anything else you buy with the card
- Credit redeemable toward buy.com purchases
- No Annual Fees
- Low APR
|| CLICK HERE TO APPLY ||























