01/06/2009

A Business Credit Card for the New Global Philanthropist

Today, more than ever, it’s extremely important for you, the entrepreneur of this very new economy, to select those service companies that understand your business, offer the right services, and share with you the same philosophy and vision. The winds of changes are sweeping the business landscape, including the non profit world, and they leverage the pervasiveness of communications to play on a global scale.  No matter how small your business is, no matter how targeted the niche that you are serving is, what happens in Bangalore, Zanzibar, or Kampong Cham does affect you.

And you can affect what happens there as well!

At Credit Cards Mojo we are very fond of Kiva.org, and we are quite intrigued by the  partnership between Kiva and Advanta.  With the Kiva BusinessCard, an entrepreneur not only gets a savvy businesses tool that offers some of the best features and terms in the industry (see details below), but you also gets the chance to help small Entrepreneurs across the globe, thanks to Advanta’s  philanthropic twist.


Apply for the KIVA B4B BusinessCard

Kiva BusinessCard features:

  • Unbeatable APR - APR - 0% on balance transfers for 15 months, and 7.99% fixed APR thereafter*
  • Anytime a business owner makes a grant to Kiva.org using their Kiva BusinessCard, Advanta will match the grant - dollar for dollar - up to $200 per month per account. (Additional information on matching program available at KivaB4B.org.)
  • 5% statement credit for grants to Kiva and other charitable donations, as well as up to 1% on purchases*
  • No Annual Fee and No Limit on Earnings
  • $0 Fraud Liability

*see Terms & Conditions for important information, benefits and limitations

___________

Photo Credits: The Wandering Angel (cc)

A Points Credit Card for Spanish Speaking Cardholders

It can be very challenging figuring out how a points driven credit card works.  Try finding one that will send you your statements in Spanish.  For many Spanish speaking cardholders this really is preferable since it’s important to be able to clearly understand your monthly statement.  Well the new Financial Rewards Platinum Plus Visa Credit Card makes things easy to understand since it offers monthly statements in either English or Spanish. So let’s break down how this credit card can pay you back.  You will get $25.00 cash back for every 25 points that you accumulate on your card. And you can earn up to $600 a year without being limited.

Now the way you earn points is simple, for every $100 in new purchases that you make, you earn 1 point. Additionally you earn 5 bonus points after your first purchase and additional 5 bonus points for each $2500.00 balance transfered from another credit card. And there is virtually no shelf life on these points; they don’t expire for 5 years. So even if you don’t accrue them as quickly as some might, they won’t be taken away from you anytime soon.

So let’s put these points in a typical scenario. You sign up for the card and receive 5 points. You make about $2,000.00 in monthly purchases. You have already earned $25.00, that is how quickly it can happen. Can you afford not to be paid for your purchases? The Bank of America Financial Rewards Platinum Plus Visa Credit Card doesn’t think so.

|| CLICK HERE TO APPLY||
|| CHASQUE AQUÍ PARA APLICARSE ||

By Steve Borrelli from Sterling Home Mortgage

Photo Credits: benjieordonez (cc)

If You Travel To Alaska, Here’s Your Card

With all the varied activities one can take part in while visiting Alaska, no wonder why it’s such a popular vacation destination.  There is cruising, sightseeing, fishing, hiking, and hunting not to mention some of the most spectacular scenery in the world.  With so many opportunities to observe and even interact with nature in an untouched and pristine setting, there truly is not another vacation destination like it. If you are an individual who ventures to the most northern state in the US, then the Alaska Airlines Visa Signature Credit Card is definitely for you.

There is a reasonable annual fee of $75 with a lot given in return.  There is no preset spending limit, 24/7 Concierge Service, Visa Dining privileges as well as 20,000 bonus miles just for getting the credit card. Flight rewards start at 20,000 miles and there is a $50 companion ticket given out annually. As far as points go, they are accrued quite rapidly with this program; 1 mile per $1 in retail purchases, 2 miles per $1 spent in Alaska or Horizon Air purchases and up to 5 miles per $1 spent at certain restaurants and hotels.  Miles do not expire and they have 10 airline partners that you can use the miles on.  With all of these features and a relatively low APR, is there anything else a fan of Alaska could ask for? Maybe; a vacation home there to enjoy with your friends and loved ones and the 3 months a year of vacation time.

|| CLICK HERE TO APPLY ||

By Steve Borrelli from Sterling Home Mortgage

Photo Credits: Noël Zia Lee (cc)

A New Card For Motley Fool Members

If you are an individual who is a Motley Fool member and would like a credit card that reflects that, look no further. The Motley Fool Cash Back Platinum Plus Visa Card is especially designed for members of the investment and personal finance organization. The website provided by this company has quite a following, partially due to the fact that for the past 5 years the monthly picks given by the two brothers who run the site have averaged a 22% return, over triple that of Wilshire 5000. If you feel you are one who would like to carry the credit card successful Wall Street investors carry, then you have found your card.

The card comes with a straight 1% cash back return on all purchases; that certainly makes fiscal sense. It also has no annual fee and an introductory APR of 0% for 12 months. The interest rate is 9.99% after that with the Platinum Plus Card. As far as the reward of 1% cash back, a check is automatically sent each year to all of the qualified members. Keep your account in good standing and you won’t even have to think about; instead you can focus your attention on your portfolio. Of course the real kicker is the look of the card. With the colorful jack in the box type logo, the real tried and true fans of Motley Fool will truly feel honored. Join the investing elite by applying for your very own Motley Fool Cash Back Platinum Plus Visa Card.

|| CLICK HERE TO APPLY ||

Earn Money Every Time You Use Your Credit Card

Finally a credit that allows people to earn cash back on all purchases with no limit to the dollar amount that you can earn, all with no annual fee. The Bank of America Accelerated Cash Rewards American Express Card offers 1.25% cash back on every purchase you make and then allows you to redeem that cash in the way you want; a check, a statement credit or even a direct deposit into your checking or savings account. So many credit cards offer a nominal cash back percentage or they have a limit to how much you can earn. Not this card. Earn all you want and even take it as cash if you prefer.

Some of the other features on this credit card that Bank of America offers are an introductory APR of 0% and available balance transfers and cash advances. The big draw of course is the rewards feature, so also keep in mind that once you wish to redeem those points it needs to be done in increments of $50. And at 1.25% of all your credit card activity it won’t take long to get to that $50 level; the reward interest on this card is a full .25% higher than most reward cards. Most of us will take free extra money all day long. So go ahead and enjoy the rewards of the Bank of America Accelerated Cash Rewards American Express Card. It could be that you will never have to pay for gasoline again once you start using it!

|| CLICK HERE TO APPLY ||

A head start on a vacation with your favorite Airline: JetBlue and American Express

Jet Blue has rocked the Airline Industry by delivering excellent service and making air travel fun.  If you haven’t tried JetBlue you owe it to yourself, and if you have, you know that’s one of the best ways to fly.
And now for the good news:  American Express and JetBlue Airways have gotten together to offer the JetBlue Card, a reward card where you can earn TrueBlue points good towards free flights.

And of course the perks are numerous (*):

  • Exclusive benefits for JetBlue Business Cardmembers: 5% savings on JetBlue flights purchased directly from JetBlue, using your Card
  • 50 TrueBlue® points, worth 1/2 of a free flight, after your first purchase
  • Double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
  • Automatic discounts at leading merchants through the OPEN Savings program
  • Your TrueBlue points do not expire when you use your Card
  • Protection when you travel: Car rental loss and damage insurance, baggage insurance, and more.

(*) See the official American Express JetBlue Card site for details.

The Spending Power You Desire and Security You Deserve: Bank of America Platinum Plus Visa

The Bank of America Platinum Plus Visa credit card gives you the security you desire in a credit card and the credit line you’ve been looking for. You know that the name “Bank of America” has a long tradition of service and customer satisfaction; having that in your wallet means you have the entire Bank of America Corporation standing behind you. You couldn’t ask for any more security and satisfaction than that.

With your new Bank of America Platinum Plus Visa, you’ll get 0% introductory Annual Percentage Rate on transferring balances, cash advance, and direct deposits throughout your first twelve billing cycles. You’ll also get online banking services and credit lines that can be as high as $25,000; isn’t that the security and buying power you’ve been looking for?

Upon completing your fist 12 month billing cycle, your regular Annual Percentage Rate can be as low as prime rate plus 2.99%. There are no annual membership fees; however, there are no rewards offered with the Bank of America Platinum Plus Visa credit card.

This is your basic, secure credit card that allows you the freedom of spending and the outstanding name that stands behind it.

Wouldn’t it be nice to have the peace of mind knowing, in cases of emergency, you have that kind of credit line to come to the rescue? We all have those unforeseen problems; the car breaks down, water heater goes out, the furnace stops working; having the Bank of America Platinum Plus Visa means you won’t have to worry where you’ll find the money to fix those things.

Maybe you want to take a vacation; here’s your chance. Book your tickets, rental car, and hotel and have the time of your life.

The Bank of America Platinum Plus Visa gives you the spending power you need and the security you deserve.

Getting credit from the same people whose mission is the democratization of style: the Target REDcard

Target REDcardAt Credit Cards Mojo we are big fans of store-branded credit cards if you have a particular store that you prefer over others for the bulk of your shopping in certain categories.
In the long run it will save you money since you get bigger rewards from your purchases at that stores, and rewards from purchases everywhere else.

We are big fan of Target, and their mission of democratization of style, offering designers like Michael Graves, Isaac Mizrahi and others.

So if Target speaks your language of style, convenience, at good prices, there are more reasons why you want to affiliate yourself with their Target REDcard:

  • Take Charge of Education: Shop RED and Target will donate up to 1% of your purchases to the eligible K-12 school of your choice.
  • 10% Off Day with New Credit Account: Get approved for a REDcard credit card account and receive 10% off an entire day of shopping at Target.
  • Target Rewards: Shop RED. Get points. Reach 1,000. Get 10% off. Repeat.
  • Target Pharmacy Rewards: Put your Rx on RED at Target and get a Target 10% off day.
  • And much more, including a slick site for managing your card online.

You are still on time for your back to school shopping, apply for a card today and start enjoying your Target benefits, and your School will too with their Take Charge of Education program.

|| CLICK HERE TO APPLY ||

REDcard

The AT&T Universal Business Reward Card by Citibank

iPhoneAT&T means business, and for many Small Businesses AT&T is a businesses partner for internet access, phone services, cell phone services (got an iPhone?), and other telecommunications products.
If that’s you, why not take advantage of the The AT&T Universal Business Reward Card with ThankYou Reward Network where you get 5 points for every dollar spent on products and services from AT&T?

Powered by Citibank you get unsurpassed customer service on line or on the phone, and much more:

  • No Annual Fee
  • APR on purchases: Prime + 5.99% (as of 08/17/2008) (*)
  • Balance Transfer Offer: 0% for 12 months (*)
  • 5 points for every $1 spent on eligible products/services purchased directly from AT&T 2
  • 3 points for every $1 spent on purchases at certain office supply merchants and gas stations, and on professional services (*)
  • 1 point for every $1 you and your employees spend on other purchases (*)
  • Redeem your points through ThankYou Network

Will this be your next Business Credit Card?  If you already use AT&T or you are planing on using it, it’s surely worth taking a look at.

|| CLICK HERE TO APPLY ||

AT&T Universal Business Rewards Card

(*) See the official AT&T Universal Business Reward Card site for details.

Ladies and Gentlemen, Start Your Saving: With the NASCAR RacePoints Visa Credit Card

NASCAR RacePoints Visa credit card by Bank of AmericaNASCAR has become one of the hottest sports in America today. People love the fast cars, smell of burning rubber, and the feel of the engines as they fly around the track at 200 mph; who wouldn’t love that? Now with the NASCAR RacePoints Visa Credit Card, you can enjoy the sport you love, earn points for the gear you want, and even save points for tickets to your favorite races. What could be better? You have to buy those groceries anyway, so you might as well earn point towards something you really want.

The NASCAR RacePoints Visa Credit Card has a 0% APR for transferring balances and cash advance checks for your first 12 cycles of billing. Get a $50 store credit at the NASCAR.COM Superstore after you make your first qualifying credit card purchase. Here are some of the rewards you can earn with your NASCAR RacePoints Visa credit card:

  • Dale Earnhardt, Jr. Car Flag
  • Jimmie Johnson Pit Cap
  • Richard Petty Driving Experience
  • Race Ticket Packages
  • Honorary Pit Crew member
  • Wave the Green Flag

Can you imagine yourself waving the green flag for the start of the Daytona 500? How great would that be! If you’re a NASCAR fan, like I am, you know how exciting every race can be. If you’ve ever been to the track and had the live experience; you just want more of it. What are you waiting for? If you’re going to spend money anyway, you might as well be earning points for something cool like race tickets or waving the green flag. It’s something you’ll never forget and the way you can get those things is by using your NASCAR RacePoints Visa credit card.

|| CLICK HERE TO APPLY ||

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