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01/06/2009

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Election 2008: the day after

The day after Election 2008: So now what?
That’s what a lot of people are asking themselves this morning, now that the uncertainties of the election is out of the way, Obama is the Preseident Elect, and the Obama’s and Bush’s transition teams are working together to assure a smooth transition, and the Obama-Biden team are recruiting additional team members to lead and manage this wonderful country.
What about you and your situation?  You surely cannot ask for help directly to either G.W. Bush, or to Barack Obama.  They actually need your help, they need your help keeping the morale up, trust the political and financial institutions that once again prosperity will return to the US soil.  If there something that most people have learned is that things are back to basic, wise use of credit, well thought out plans for important decisions like buying a home, a car, or a major appliance; carefully screening of financial advisors and more realistic investment strategies and expected returns.

If you have consumer debt: have a plan to pay it off as soon as possible.
If you have a house with a mortgage: have a plan to pay the mortgage off, sooner or later.  If you need to refinance, do so, a home is a long term asset, and a necessary one if you can afford it.  Make a plan to eventually pay off the mortgage.
If your financial situation is challenged, take matters into your own hands with a two-prong strategy:

1. Cut your expenses.
2. Increase your revenue: get a second job if you have to, or a third one.  Clean up your attic and basement and sell all the stuff that you have and no longer use.  If you don’t have time, and if eBay or Craigslist is not for you, consider donating your items to charity, and take the tax write off.  Consult your tax advisor on that, and remember to get a receipt from the charity for your non-cash donation.

Start or continue saving: no matter how little you think you make, someone else down the street makes do with less than you have: simplify your life, eliminate expenses, cut down on your spending.  There’s no alchemy math: living within your means is the new luxury.
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Photo Credits: Maria Leisa (cc)

Congratulations Mr. Barack Obama

Making History!  Barack Obama, you are the 44th President of the United States of America.  You promised change, and the American people have entrusted you with the mission that you have selected to carry forward.  This victory is just the beginning, all the citizens of this great country are behind you, eager to do what it takes to celebrated many more victories.

Again, congratulations Mr. President.

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Photo Credits:  Transplanted Mountaineer (cc)

Today November 4, 2008: you can make a difference

Today’s Election Day 2008: on this day you can make a significant difference for yourself, your friends, your family and the entire country.  In the 2000 election, 537 people decided who was going to be President, and changed the course of history, ask Al Gore.

Exercise your right to vote, the two candidates for the next President of the United States of America have different views on a variety of highly important and crucial issues, and each one of them will affect your life for the next 4 years, and might set the course of trends for years to come.
Regardless of your political views and your choice of candidates, we invite you to go and vote, this is likely to be a close election, your vote and every vote matters.

Make a difference, vote!

Click here for related articles

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Photo Credits: DC John (cc)

November 4, 2008: You’ve got a date!

WWW.MAPS.GOOGLE.COM/VOTE

John McCain or Barack Obama: who will lower my taxes?

While we believe that the tax philosophy of a candidate should be one of the components, but not the only component in choosing who to vote for, a lot of people, on Main Street or on Pleasant Street are interested in how their choice of presidential candidate would translate into their tax burden.

Forget about the spin machine on Joe the plumber, the Tax Foundation, a non partisan organization has done a summary of the candidate’s proposals on tax issues, so that you can find out by yourself where the candidates stand, and how each – if elected – will affect you, visit the Tax Foundation’s Presidential Candidate Tax Plan Comparison .

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Photo Credits: Casey Serin (cc)

Elections, Taxes, and WIIFM

Save the Date: Tuesday November 4, 2008 is election day in the USA, no matter who you vote for, make yourself heard, and go to vote!

In these final days of the campaign, and with the serious worldwide financial crisis, the information overload can be more than overwhelming. TV, newspapers, and debates are full of sound bytes that many people characterize as pure spin.  If you are looking for more analytical and tangible answers to your questions on WIIFM (What’s In It For Me) there are a couple of web sites that might come to the rescue in providing you with effective information about how your taxes might be affected in the next 4 years and how the candidates’ promised match your worldview.

If you want to see how each of the candidates will affect your tax situation:

ElectionTaxes.org

If you want to see how each candidate matches your worldview and philosophies:

GlassBooth.org

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Photo Credits: jordanmac101 (cc)