-
Select the Card for You
Select by Type of Card:- Gas Rebate Credit Cards
- Airline Credit Cards
- Balance Transfer Cards
- Business Credit Cards
- Cash Back Credit Cards
- Instant Approval Cards
- Low Interest Credit Cards
- Prepaid & Debit Cards
- Reward Credit Cards
- Student Credit Cards
- Select by Credit History
- Select by Bank
- Friends
- The Consumerist
- Credit Card Watch
-
Recent Reviews
- If you need credit, and fast!
- New Credit Cards rules coming
- Friendly tools to help your New Year’s money resolutions
- Swapping Gift Cards: it’s now possible to get what you really want!
- Reining in Holiday Spending, without breaking the bank
- Credit Room: addressing personal finance issues for women
- Use Less Miles And Fly More Often.
- Election 2008: the day after
- Congratulations Mr. Barack Obama
- Today November 4, 2008: you can make a difference
Top Rated Premium Offers
Discover More Card 
Limited Credit History Doesn’t Have to Stop You From Getting a Credit Card
For young people or even for individuals that are new to this country, it can be very challenging to qualify for a credit card. With FICO scores really showing the whole picture of ones credit worthiness, it can be virtually impossible to receive credit if you fall into one of these circumstances:
- I have had my own credit card for less than three years or never had one,
- I have a limited credit history, for example I am a student, or new to the country, or a young person working for a living, or I have been an authorized user on someone else’s credit card,
- I have a valid credit score than can be found at one of the major credit reporting companies.
If you find yourself falling into one of the above categories then you might possibly qualify for the Capital One Platinum Credit Card. Yes the Platinum Credit Card; almost hard to believe. This card is designed for individuals who don’t have challenged or damaged credit but just have not been able to build a solid history as of yet. And Capital One doesn’t believe you have to be charged horrific interest to receive a credit card if you have a limited credit history. This card charges $0 for transfers and a variable APR that is currently 8.65%. Also you can qualify for a credit limit of up to $3,000.00. And the best part is using a card like this will help you to establish an even better credit history!
|| CLICK HERE TO APPLY ||
|
|
By Steve Borrelli from Sterling Home Mortgage.
Photo Credits: Retinafunk (cc)
If You Have Excellent Credit Make Sure Your Credit Card Reflects It
For the seemingly fewer and fewer of us that strive to maintain excellent credit, it may seem that there are relatively few rewards when it comes to additional benefits from your credit card company. However, that is not always the case. It takes determination and organization to keep a solid credit score and rating and this is a fact that Capital One has not overlooked. They gear different credit cards they offer to specific credit categories. In fact they have four different ratings with excellent being the highest category they offer.
Now you might say with all the marketing Capital One does, can they really deliver on their promises? Well, you can be the judge because they lay everything out for you to review when it comes to their Capital One Platinum Prestige credit card. This is the card that corresponds to the excellent credit rating category and it has some excellent value-added benefits for individuals with high credit scores. It comes with a $0 transfer fee and annual fee as well as a credit limit of up to $20,000.00 to begin with. Here is the real kicker; there is a 7.9% fixed interest rate on all purchases and balance transfers. It really doesn’t get much better than that. We all have friends that have good credit but are paying upwards of 20% interest on their credit cards. Don’t make that same mistake; instead choose the credit card that rewards you for your great credit! The Capital One Platinum Prestige credit card could be just that card.
|| CLICK HERE TO APPLY ||
|
|
___________
Photo Credits: Law Keven (cc)
College Students! Here’s The Card For You: Capital One Platinum for Students
Young adults just starting out in the world, mainly college students, lack the credit needed to qualify for a regular credit card. Or worse yet, they are offered high interest credit cards with high credit limits and college students just aren’t ready for that kind of responsibility.
Well now, Capital One Platinum for Students is offering college students with little or no credit history to begin the foundation of establishing a safe and affordable line of credit. This is the perfect beginners card; sort of like a credit card with training wheels. The Capital One Platinum for Students allows them to build their credit without putting them into financial ruins before the age of 21.
They offer a 0% APR on all purchases up until the end of 2008, then the rate increases to 19.55% APR. There are no fees for transferring balances and no annual fee.
The great thing about this card is they make it safe for college students starting out with a credit line that is manageable so you won’t get in over your head. So many times a college student will get their first credit card with a high credit limit. Before they know it, they have maxed it out and have no way to pay it back. This happens all too often. With the Capital One Platinum for Students they limit your spending so you can start slow and build your credit right. And if your card ever gets lost or stolen, there is $0 liability. How safe is that? Students can’t go wrong with the Capitol One Platinum for Students and parents will have the peace of mind knowing they aren’t going to have to mortgage their house to cover over spending that regular credit cards might make happen.
|| CLICK HERE TO APPLY ||
As Seen on TV
We HAD to do it!
How many times do you remember a funny and entertaining commercial on TV, you remember what it was for (in this case - of course - credit cards) but you just can’t remember the name of the company or their web site. We understand. There are just too many credit card companies out there, and remembering a web site name? Forget about it, often there’s no MOJO in their name.
So a few people, very resourceful people, have emailed our webmaster asking “what was that credit card with the funny TV ads that lets you build your own card? You know, the one where you can put the photo of your cat and pick the interest rate and the rewards?”
It’s Capital One’s Card Lab. Capital One pairs great offerings on their credit cards with highly creative and entertaining TV ads.
|| CLICK HERE TO APPLY ||
Back to school: get the card that’s cool for you
Do you have a plan of action for your back to school experience?
Is a credit card design with the needs of a student like you in mind in your strategy? It should be! Incidentals, emergencies, necessities like books . . . much more efficient to use Capital One’s Platinum Credit Card for Young Adults, a financial tool that meets the needs of both students and parents, and what a great way to prepare for the real world by also building a good credit history?
- 0% intro APR– pay no interest on purchases until the end of the year;
- Fraud protection–$0 fraud liability if your card is lost or stolen;
- Exclusive benefits–enjoy free online account servicing, special shopping discounts, extended warranty protection, and more;
- No annual fee–get the convenience of credit without paying an annual fee.
Presenting Capital One’s Platinum Credit Card for Young Adults, now in 6 styles to match your personality:
|| CLICK HERE TO APPLY ||
Being told “Thank you for your business” is nice, getting cash back is better!
How long have you been doing business with your current credit card? Even if you pay your balance in full every month, your credit card company makes money every time you use it by charging a commission to the store where you use your card.
Hearing “Thank you for your business” is nice, getting cash back for what you charge is even nicer. How does 2% cash back on gas and grocery sound? And 1% on all other purchases?
Capital one has the card for you: Capital One No Hassle Cash Rewards MasterCard with low APR, no Annual Fees, and no transfer fees (*).
|| CLICK HERE TO APPLY ||
(*) See Capital One official web site for details
Got Excellent Credit? Get the perks that you deserve, hassle free!
You’ve worked really hard to build and maintain your excellent credit, and now make your credit work for you.
Low APR and no annual fee is just the beginning, how about earning 1.25 miles per each dollar on your card? Make your purchases take you to those far away and exotic destinations that you rightly deserve, or make your credit cards miles reunite you with friends and family for the holidays, get together parties, or for no special reason.
Introducing the Capital One No Hassle Miles Reward Card:
|| CLICK HERE TO APPLY ||
|
|
